CHOCOLÀTE LÀSÀGNÀ

INGREDIENTS

36 Oreo cookies (regulàr, not double stuffed)
6 tàblespoons butter, melted
8 oz creàm cheese, softened
1/4 cup grànulàted sugàr
3 1/4 cups cold milk, plus 2 tàblespoons, divided
12 oz tub Cool Whip, divided
2 – 3.9 oz pàckàges chocolàte instànt pudding mix
1/2 cup mini chocolàte chips

Reàd instructions on extraordinaryfood01.blogspot.com

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What is car insurance? We all need car insurance to drive, but with so much choice finding the right cover can be tricky. Understanding the basics is vital to finding the best policy. 19 What is car insurance? Car insurance can pay out if your car is stolen, vandalised, catches on fire or if you are involved in an accident. It also protects you against any damage you cause to the public, their property or other road users. You only need to claim on your policy when an accident is your fault. If another driver is to blame their insurance should pay instead. Find out more in our how to claim guide.If you own a car and drive without insurance you could face a fine of up to £1,000 or have your vehicle seized and destroyed. The GOV.UK website has more details on the punishments you could face. The only time there is no need to insure your car is when you have officially declared it not in use and off the road through a Statutory off Road Notice (SORN). 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If your driving history is chequered, i.e. you have had driving convictions, then your premiums may be higher. No claims bonus: Your premiums will be much lower, sometimes up to 75% cheaper, if you can prove you are a safe driver with years of no claims behind you. Read our no claims bonus guide for more information. Planned usage: The more you drive, the more you will pay. Insurers ask how you will use your car; commuting, leisure or both and how many miles you drive each year. Your policy Excess: You can reduce your premium by choosing a higher excess amount. By agreeing to pay more if you need to claim you reduce the risk to the insurer as they will need to contribute less. Here is how car insurance excess works. 10 easy ways to cut your car insurance costs How does the car insurance group affect your premium? Each car is assigned a car insurance group by the Group Rating Panel, which is made up of members of the Association of British Insurers (ABI) and Lloyds Market Association (LMA). There are 50 groups; group 1 is the cheapest to insure, and group 50 is the most expensive. Examples Group 1 - Vauxhall Corsa Hatchback 1.0ltr Group 50 - Range Rover Sport 5.0ltr V8 Cars are assigned a group based on several factors includingTo get insurance for these cars you may need to look at providers that specialise in them, though they will likely cost you more. If you are a new or young driver many insurance companies will refuse to cover you to drive certain cars, usually vehicles with large engines or sports cars. Even if you can find cover it will almost certainly be very expensive. If you have previous driving convictions, even speeding points on your licence, you may also find your cover is more expensive or your options are limited. 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